Only Paws Promo Codes & Verified Deals – October 2026

Looking for the latest Only Paws Discount Codes? As of October 2026, our team has manually verified 12 offers for Lifetime pet insurance, Time Limited pet insurance. Browse current Promo Codes, working discounts, and exclusive deals, while expired offers are regularly removed.

Only Paws offers 0 coupon codes and 12 deals as of October 2026. Today's top offer: Maximum Benefit Insurance Plans Under $30 Monthly. Codes are verified and updated daily.

Under $30

Maximum Benefit Insurance Plans Under $30 Monthly

Find maximum benefit pet insurance policies with monthly premiums below thirty dollars. These plans offer a fixed sum for each condition.

35%

OFF

No Claims Discount for Responsible Pet Owners

Policyholders who do not make a claim may receive a discount upon policy renewal. This encourages responsible pet care.

10%

OFF

Save 10% on Multi-Pet Policies

Insure multiple pets under one policy and automatically qualify for a discount on the combined premium. This applies to households with more than one animal.

OFF

Online Application Discount: 5% Off First Year

Apply for any new pet insurance policy through the website and receive a percentage off your first year's premium. This is an automatic discount.

Under $20

Cat Insurance Options Starting Under $20 Monthly

Secure affordable cat insurance coverage, with monthly premiums beginning below twenty dollars. Various plans are available for your feline friend.

$18

Only

Kitten Insurance Policies Starting at $18/Month

Insure your kitten with basic plans available from a low monthly premium. Tailored options are offered for young cats.

12%

OFF

Introductory Offer for New Customers: 12% Off

New applicants can get a discount on their first year of pet insurance. This applies to all new policies purchased online.

30%

OFF

Special Offer: Senior Dog Insurance Plans

Access specially designed insurance plans for senior dogs. These policies address the unique health needs of older canines.

From

$25

Dog Insurance Policies From $25 Per Month

Find competitive pricing for dog insurance, with plans starting at a low monthly rate. Coverage options vary based on your dog's needs.

Up to

10%

OFF

Up to 10% Off Lifetime Pet Insurance

Receive a potential discount on comprehensive lifetime pet insurance policies. This offer may apply to new policyholders.

From

$15

Time Limited Pet Insurance from $15

Explore time-limited pet insurance options with competitive starting prices. These plans cover conditions for a set duration.

10%

OFF

Refer a Friend and Save 10% on Your Renewal

Refer a new customer to Only Paws and receive a discount on your next policy renewal. The referred friend must purchase a policy.

Customer Reviews

4.3

Average Rating

Total Reviews

Nick

★★★★★

1 month ago

Got cat insurance, very happy!

I signed up for cat insurance for my two furballs last week, and it was so easy! I even got a multi-pet discount automatically applied, which was awesome. Their Lifetime policy covered everything I wanted, including dental illness cover. It's such a relief knowing they're protected. I'll definitely be recommending them to all my friends with pets!

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June

★★★★☆

2 months ago

Good coverage, some minor points

I got a Lifetime policy for my senior cat, including some Vet fee boosters. The process online was generally smooth, and the multi-pet discount for my two cats was a nice perk. I found navigating the policy options a little bit overwhelming at first, with all the different boosters, but I eventually figured it out. I did have a question about the excess, and while customer service was helpful, it took a bit longer than I expected to get a response. Overall, it seems like good value for the coverage, but they could probably streamline the info a bit.

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Rachel

★★★★☆

2 months ago

Dog insurance purchase was easy

I just got dog insurance for my beagle. The online application was pretty straightforward. Took about 15 minutes, which was nice. I picked a Lifetime policy. It felt good to finally get that sorted. No fuss, really.

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Only Paws Community Discussion

Share tips, ask questions & help fellow shoppers save more

June B.

1 month ago

Is Only Paws lifetime insurance? Or is it one of those policies where the condition stops being covered after a year?

A Amber 1 month ago

They offer both! You can get lifetime policies, but they also have time-limited and maximum benefit options. You choose when you get the quote.

J Josh Whitfield 1 month ago

Mine's a lifetime policy, which is what I wanted. Definitely check the details for each policy type, they're all different.

7 Responses (2)

Omar

2 months ago

Does Only Paws cover pre-existing conditions? My older dog has a reoccurring ear infection.

D David 2 months ago

Generally, pet insurance doesn't cover pre-existing conditions, especially if it's something that's already cropped up before you get the policy. Might be worth checking their specific wording.

D Dana 2 months ago

Most insurers won't cover stuff that's already known. You'd probably have to look for a specialist policy for that kind of thing or accept it won't be covered.

6 Responses (2)

Chris Reyes

1 month ago

Does Only Paws pay the vet directly, or do I have to pay first and then claim it back?

T Tara 1 month ago

My vet actually deals directly with Only Paws for bigger claims, which is super convenient. You just sign a form.

G Gwen K. 1 month ago

It can depend on your vet, but Only Paws usually offers direct payment. Always best to double-check with your specific vet clinic beforehand though.

2 Responses (2)

Carly Z.

2 months ago

how does Only Paws compare to Petplan? Thinking of switching for my cat.

J Julia 2 months ago

Petplan is pretty established, but Only Paws seemed to have more flexible booster options when I was comparing. Their prices were good for me too.

S Sarah A. 2 months ago

I looked at both. Only Paws was a bit cheaper for similar coverage on my dog, and I liked their online process better. But it really depends on what you need and your pet's age/breed.

2 Responses (2)

Beth

2 months ago

Has anyone had to cancel their Only Paws policy before? Was it a pain to deal with?

C Carly 2 months ago

I canceled mine when I moved abroad. It was pretty straightforward, just called them up.

S Sarah Foster 2 months ago

Nah, it was easy. Just make sure you understand any cancellation fees if you're not in the cooling-off period, but for me it was fine.

2 Responses (2)

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